Resolved by Schinzel and Szekeres [ScSz59] who proved the answer to the first question is yes and the answer to the second is no, and in fact there are examples with at most $n/(\log n)^c$ many such $m$, for some constant $c>0$.
Chen [Ch96] has proved that if $n>172509$ then \[\sum_{a\in A}\frac{1}{a}< \frac{1}{3}+\frac{1}{4}+\frac{1}{5}+\frac{1}{7}+\frac{1}{11}.\]
In [Er73] Erdős further speculates that in fact \[\sum_{a\in A}\frac{1}{a}\leq 1+o(1),\] where the $o(1)$ term $\to 0$ as $n\to \infty$.
See also [784].